Fair Pricing for Ambitious Businesses
We believe in transparent, sustainable pricing that supports your growth. Our plans are designed to provide unparalleled stability and value, with no hidden fees or surprises.
A Payment Partnership Approach
In high-risk markets, a standard price plan rarely meets every need. A blanket low rate may tempt you, yet it risks abrupt service interruptions; conversely, an unreasonably steep rate can drain capital and restrict expansion.
The blended pricing model we offer at mBitPay calculates your fee by weighing industry type, monthly volume, transaction patterns, and risk profile. This nuanced approach lets us match you with the right acquirer in our network and set up a reliable, long-term arrangement.
Currently, our rates fall between 3 -14%. Established, lower-risk firms doing high volume usually land near 3 percent, while newer, niche ventures may start closer to 14 percent. Regardless of where you begin, we pledge to review your account regularly and adjust your rate so it always reflects your true risk.
Our pricing plans
Frequently Asked Questions About Pricing
Yes. We proactively work to lower your rates as your business scales and your processing history strengthens. Your success is our success, and that includes optimizing your costs over time.
Absolutely not. Our commitment is to 100% transparency. Your custom quote will clearly outline your blended rate and any applicable monthly or transaction fees. There are no setup fees, cancellation fees, or surprise charges.
The initial rate for a new high-risk business is based on the statistical risk assessed by our acquiring partners. This rate ensures we can provide a stable, long-term account. As you build a positive processing history, you become eligible for lower rates.
A blended rate combines the different costs associated with a transaction (interchange fees, assessment fees, processor markups) into a single, predictable percentage. We use this model to provide simplicity and transparency for our high-risk clients.