12K+
Accounts Approved
48+
Countries Served
99%
Approval Rate
$19M+
Processing Monthly
The mBitPay Advantage: Simple, Secure, and Built for High-Risk
Guaranteed Approval
We leverage our vast network of acquiring banks to guarantee approval for your high-risk merchant account, regardless of your industry or license status.
Advanced Fraud Protection
Our high-risk payment gateway uses cutting-edge security and anti-fraud tools to protect your revenue and reduce chargebacks.
Global Payments, Simplified
Accept payments from customers around the world with multi-currency support and reliable international high-risk credit card processing.
Fast & Easy Setup
Our streamlined application process gets you set up quickly. Start accepting payments sooner and focus on what you do best: running your business.
A High-Risk Merchant Service for Every Industry
A High-Risk Merchant Service for Every Industry
We have extensive experience providing stable merchant accounts for businesses that other processors turn away. If your industry is on this list, we can help you.
Don't See Your Industry on the List? No worries, we've got you covered
Get Your High-Risk Payment Solution in 3 Simple Steps
Fill out our short, secure online application. We don't just take your application, we analyze your business model to understand your specific risks and needs.
Our team reviews your application quickly to find the best solution. We don't send your application everywhere. We match you with the specific acquiring bank in our network best suited for your industry.
Integrate our payment gateway and begin accepting payments globally. Our job isn't over at approval. We provide ongoing support to help you manage chargebacks and maintain a healthy account.
Seamless Integration, Zero Hassle.
FAQs
You always contact us. We are your single point of contact for all your payment needs. Whether it’s a technical question or a support issue, you will always deal directly with the mBitPay team. We manage the relationship with our processing partners so you don’t have to.
Security is our highest priority. Our entire platform is built on PCI DSS Level 1 compliant infrastructure, the highest standard in the industry. All data is encrypted end-to-end. We manage the secure connection to our partners, so you benefit from our ecosystem without ever compromising on safety.
Once your application is submitted with all required documents, our average approval and onboarding time is between 2-5 business days, significantly faster than the industry standard.
Yes. We have a wide network of acquiring partners, some of whom specialize in providing merchant accounts for legally operating but unlicensed businesses. We invite you to apply so we can find your best solution.
Our rates start at 3% MDR (blended). The final rate depends on your industry, processing history, and sales volume. We are 100% transparent and will provide you with a clear, detailed quote with no hidden fees.
A business can be classified as high-risk due to its industry (e.g., travel, CBD), a high volume of international sales, or recurring billing models. It’s not a reflection of your business quality, but of statistical risk that traditional banks avoid.